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Bonus Depreciation Is Back — A Strategic Win for SMBs
The return of 100% bonus depreciation under the OBBBA offers small and mid-sized businesses a major opportunity to accelerate deductions for qualified assets placed in service. This means faster cost recovery and improved cash flow—two critical factors for growing operations. Paired with the enhanced Section 179 expensing limit of $2.5 million, business owners now have…
Scaling Your Business – A Balancing Act
As businesses scale, so do their financial complexities. Outsourcing financial functions can provide the expertise needed to handle this growth seamlessly while allowing internal teams to focus on core operations. By partnering with experienced professionals, companies can obtain the following outcomes: It’s not just about cost savings; it’s about ensuring your business is set up…
Revenue – Proper Reporting
Revenue is more than just a top-line number—it’s a reflection of how well a business understands and delivers value. Accurate revenue reporting builds the foundation for strong financials and informed decision-making. Following is a five-step model giving stakeholders a true view of performance: Misclassification or premature recognition can distort the entire financial picture. Clear, consistent…
Expenses – The Strategic Spend
As a CPA and CFO, I view expenses not just as costs to manage—but as opportunities to drive value. Strategic spending aligns every dollar with business priorities, whether it’s investing in talent, technology, or scalable infrastructure. It’s not just about cutting costs—it’s about spending intentionally strengthening operations and fuel growth. Key areas like automation, training,…
One Big Beautiful Bill – Business Highlights
Big changes are here for businesses under the One Big Beautiful Bill Act (OBBB)—and many of them are pro-growth and pro-investment. Whether you’re a C-Corp or pass-through entity, the updates offer real planning opportunities across tax, credits, and depreciation. Here are the key highlights: ✅ Flat 21% corporate tax rate remains unchanged✅ QBI deduction increased…
Transformative CPA Firm
Cross + Co was formed when I was the VP of Finance at a major medical practice that operated oncology for New Jersey’s largest hospital system. Spearheaded the acquisition of the medical practice by a global pharma organization for $1.1bn. At Cross + Co we stand for culture, and our culture starts with: #1 Transforming…
One Big Beautiful Bill Highlights
One Big Beautiful Bill is here—and it’s packed with deduction updates that matter. Here are some of the most impactful changes to keep on your radar for 2025: ✅ New Above-the-Line Deductions:• Up to $25,000 in cash tips *Deduction not exclusion• Up to $25,000 in overtime pay *Deduction not exclusion• Up to $10,000 in interest…
Hiring a Bookkeeper: When Is It Time to Pull the Trigger?
If you’re a small business owner who’s been juggling bookkeeping along with everything else, you’re not alone—and you’re likely overdue to delegate. The hesitation often stems from thinking, “It’s just a few hours a week,” or “My books are too messy to hand off.” The truth is, pulling the trigger earlier can be one of…
Start-Up Financial Modeling
So you’ve got a startup idea and maybe even a pitch deck—now what? Creating a financial model isn’t just about plugging numbers into a spreadsheet—it’s about translating your vision into a roadmap that investors, partners, and you can believe in. A good model answers critical questions: What are your startup costs? When will you break…
Debt vs Equity Funding
Exploring Funding Options: Debt vs Equity As a CFO and CPA, I understand the critical decisions involved in funding your business. Let’s dive into the two primary routes: Debt and Equity. Debt Financing: Access cash quickly with options like SBA loans, term loans, or business credit cards. Pros include tax-deductible interest and maintaining full ownership.…