Debt vs Equity Funding

Exploring Funding Options: Debt vs Equity

As a CFO and CPA, I understand the critical decisions involved in funding your business. Let’s dive into the two primary routes: Debt and Equity.

Debt Financing: Access cash quickly with options like SBA loans, term loans, or business credit cards. Pros include tax-deductible interest and maintaining full ownership. However, be mindful of collateral requirements and repayment obligations.

Equity Financing: Consider crowdfunding, angel investors, or venture capital for a cash flow boost. While you won’t face debt repayments, remember you’re giving up ownership and facing ongoing consultation with investors.

So, which option suits your business best? Factors like control, cost, risk tolerance, and business stage play a crucial role. Let’s chat about finding the perfect mix of debt and equity to propel your business forward!

Let’s keep moving forward together! Email me to discuss!